The most expensive place to rent housing today is in Uzhgorod, where a one-room apartment costs approximately 75% of the average salary, and renting a two-room apartment already exceeds monthly income. The most affordable housing is still located in front-line cities - Kherson, Kharkov, Nikolaev, Sumy and Zaporozhye, where a significantly smaller portion of earnings is spent on rent.

This is evidenced by the analytics of the profile real estate search portal. Uzhgorod remains the least affordable city for renters. Here, renting a one-room apartment costs about 75% of the average salary. In fact, three-quarters of a resident's income may go toward housing costs alone, excluding utilities and other day-to-day expenses.. Cities with the highest rent-to-wage ratios also included:.

In the capital the situation has improved somewhat. In Kyiv, renting a one-room apartment now accounts for about 51% of the average salary, which is 9 percentage points less than a year ago.

The lowest rental prices are traditionally recorded in cities located closer to the front line, where, due to security risks, the demand for housing is much lower. In particular, residents spend on renting a one-room apartment:.

These are the cities that currently remain the most affordable in terms of income and rental costs.

An even more difficult situation has developed with the rental of two-room housing, especially in the western regions of Ukraine. Uzhgorod again became the absolute leader in cost, where renting a two-room apartment already costs 114% of the average monthly salary. Even the full average income of a city resident is not enough to pay for such housing.

In Lviv and Kyiv, the situation also remains difficult - renting a two-room apartment absorbs about 80% of average earnings. At the same time, Kharkov, Zaporozhye, Nikolaev, Kherson, Chernigov, Sumy and Zhitomir remain much more accessible. In these cities, renting a two-room apartment costs less than half of the average salary.

Analysts explain that the highest rental prices are observed in the cities of western Ukraine, where a significant number of internally displaced persons moved after the outbreak of a full-scale war. High demand with limited housing supply keeps prices at record levels. At the same time, in front-line cities the situation is the opposite - due to the constant threat of shelling, the demand for rentals is significantly lower, which restrains the growth in housing costs. Experts also point out that for many Ukrainians, purchasing their own home remains an equally difficult task..

Within the framework of the state program of preferential mortgages Yoselya, the standard down payment is 20% of the cost of the apartment, although for borrowers under the age of 25 it can be reduced to 10%. According to analysts, in order to save just for the down payment for the most affordable one-room apartment in Kyiv, you need to collect about 383 thousand hryvnia. If you save your entire average salary, it will take almost 11 months, not taking into account any other expenses.