Despite the war that Russia started, Ukrainians take out loans and use credit cards. Specialists from “Legal Advisor for IDPs” told how to independently check your credit history and the amount of debts. This can be done online.

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Telegram bot “Credit history of UBKI”.

This bot allows you not only to check your own credit history and credit rating, but also:.

choose a lender, taking into account the state of your credit history, and apply for a loan,.

register the loss of your passport to prevent fraudsters from using it to apply for a loan on your behalf,.

connect the “StatusControl” service to effectively track your credit history and manage creditors’ access to it,.

limit lenders' access to your credit history with the "

monitor the credit histories of relatives with their consent.

Application "

The application has the same functions as the above bot. The user can choose which service is more convenient for him.

The application can be downloaded on Android or iOS.

Via Privat24.

In the “Services” menu, select the “Credit Rating” section and select the option that interests us:.

credit history;

credit rating;

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Ukrainian Credit History Bureau.

On the website of the Ukrainian Credit History Bureau:.

in the upper right corner of the site find and click the “Login” button;

indicate your financial phone number and date of birth or log in using " Signature\;

after authorization, in the “Individuals” section, select “Credit History”, and then “Receive”.

Please read the data received carefully; all repaid loans and inactive credit cards must have the agreement status “closed”, and if incorrect or false information is found (for example, errors in facts of overdue payments, information about loans that were not issued by you, no longer updated. ) – contact an authorized bank.

You can get information about your credit history for free only once a year..

Let us remind you whether it is possible not to pay a loan during a war.