The state system of the maintenance of citizens of old age works out of hand badly. It needs to be reformed. According to the World Bank report on the analysis of the state of the Russian economy, in order to stabilize the pension system in our country, it is necessary to raise the retirement age, cancel pension benefits, fully or partially cancel the possibility of early retirement, implement a system of functional disability assessment and take other similar measures. The most effective way to revive the pension system is to increase the retirement age. About the fact that sooner or later it will be done, officials of different ranks say without hiding. Russian President Vladimir Putin promised that the future increase in the age of retirement would not be a shock for older citizens, but made it clear that such a step would have to be resorted to.

Nevertheless, we must admit that so far our country is not ready for this, notes Regnum. The most important question is what to do for the elderly, if it's time for them to retire to a well-deserved rest, but the state is not yet ready to pay pensions. Until now, there are no programs in Russia to assess the ability of the elderly to work and the systemic ability to maintain health at a sufficient level for work, there are no programs for their employment and retraining. That is, the authorities, suggesting to raise the retirement age, simply do not know how many percent of men over the age of 60 are able to continue working. In other words, how many millions of people will remain without a pension, and without work. The increase in retirement age will automatically require a sharp increase in the number of jobs for older workers. However, the government does not take any action on this score. In this situation, it would be possible to start small: to establish a priority for age applicants for vacancies for watchmen, security guards, room cleaners. Only after elderly citizens have enough vacancies to continue working, it is possible to raise the issue of raising the retirement age. The arguments in favor of the fact that in Russia one of the lowest retirement ages and that in developed countries citizens work for far longer is not entirely correct. In countries where people stop working in 65-67 years, the average life expectancy is 80-82 years. In Russia, the average life expectancy in Russia is about 66.5 years, for women - 77 years. When raising the retirement age to Western models, a huge number of men will simply not survive to retirement. There is a problem in the way the Pension Fund of Russia is organized. Now his budget is almost half subsidized from the state treasury. The report of the FIU for 2016 shows revenues of 7,625.2 billion rubles, including: insurance premiums for compulsory pension insurance - 4131.5 billion rubles, federal budget funds - 3355.3 billion rubles. Expenses - 7,829.7 billion rubles. At the end of 2016. Expenses of the budget of the FIU exceeded revenues by 204.4 billion rubles. The content of the FIU is costing the state 4% of GDP. In the official reporting of the Pension Fund, it is not possible to find the price of servicing pensions, that is, how much is spent on the infrastructure and the salary of the Pension Fund in terms of rubles of the pension. A lot of money is spent on servicing other payments. If we simply spend the maternity capital and social payments to another agency, the subsidies to the Pension Fund from the state will decrease by more than a quarter, specialists. The initial purpose of the Pension Fund is not realized either - to save people for old age on every salary. They must be invested in order to have an employee expect a much larger amount of money to retire than he invested.

In the meantime, because of the freezing of the funded part of the pension, all the funds collected from workers are immediately spent on the maintenance of the elderly. It turns out that the Pension Fund is simply engaged in the redistribution of money. And the worker who pays the pension is just getting the right to climb in after the retirement in his pocket to the next generation. If you optimize the activities of the FIU and return the funded part of the pension, the issue of raising the retirement age will somewhat lose its acuteness.