Ukrainians set a new record for investment in government bonds. As of June 2026, citizens invested more than 148.5 billion hryvnia in government bonds (domestic government bonds), which is 56.4% more than a year ago. The total volume in circulation has already exceeded 2 trillion hryvnia, and domestic borrowing remains one of the main sources of budget financing.

The Ministry of Finance of Ukraine reports this. The growing popularity of government bonds is explained by several factors..

Firstly, it is an opportunity to receive income from investments with government guarantees. Secondly, war bonds became one of the symbols of support for the country during the war.. If a few years ago this instrument was mainly popular among banks and large investors, today more and more Ukrainians are buying bonds through banks, brokerage companies or even through the Diya application. It is especially significant that the growth rate of investment by the population is significantly ahead of other categories of market participants. It’s not just citizens who are showing activity. The portfolio of government bonds of legal entities in May exceeded 220.9 billion hryvnia, over the year this figure increased by 15.8%. For companies, government bonds remain one of the safest ways to temporarily place available funds. In addition, they allow you to generate predictable income and support the state budget. During May, the Ministry of Finance held a number of auctions for the placement of government bonds.

According to their results, it was possible to attract more than 12.3 billion hryvnia equivalent to the state budget. The weighted average yield of new issues was about 15.74% per annum in hryvnia and 3.05% in US dollars.

As of June 1, 2026, government bonds worth more than UAH 2 trillion are in circulation. Banks remain the largest owners of government bonds, controlling more than 46% of the market. In second place is the National Bank of Ukraine with a share of more than 33%.

Individuals already own almost 7.5% of all government bonds, and legal entities more than 11%. In conditions of a full-scale war, domestic government borrowing became one of the key sources of budget filling.

Funds raised through government bonds are used to finance government expenses, support social programs, pay salaries to public sector employees and ensure the stability of the financial system. Since the beginning of the full-scale invasion, Ukraine has managed to attract more than 2.2 trillion hryvnia through the mechanism of internal government borrowing.

One of the reasons for the popularity of government bonds was the ease of acquisition.. Today, Ukrainians can invest in government securities through banks, brokerage companies or directly through the Diya application. The minimum cost of one bond is 1000 hryvnia, 1000 US dollars or 1000 euros, depending on the issue.

Registration of an investment takes only a few minutes, and the entire process can be completed online. For many Ukrainians, this has become an alternative to bank deposits and one of the most reliable ways to save savings.