Mobile O. Bank from Idea Bank issued a new loan O. Card with a maximum limit of up to 500,000 UAH. The grace period for card loan payments is up to 92 days. This is a fast and reliable solution for both the implementation of plans and emergency situations.. The main advantage of the new credit card from Idea Bank is registration in the O mobile application. Bank in 5 minutes, long grace period - up to 92 days to repay debt without accruing interest for using the loan.

Also, Idea Bank clients have a high probability of receiving a positive decision from the bank, even if they were previously refused by other banks.

As Idea Bank said, the new card is issued in the O mobile application. Bank. The commission for transferring credit funds by card is only 2.5%, which is 1.5% lower than in the banking market as a whole.

Unlike other banks, for own funds according to O. Idea Card Bank constantly accrues 5% per annum, which allows clients not only to conveniently use the card for their needs, but also to receive additional income on the balance of funds.

The interest rate for “Payment in installments” and “Instalments” is 0.01%, and after the end of the grace period the interest rate is 3.3% per month.

Mandatory minimum payment – \u200b\u200bfrom 3.3% of the debt amount. This means that you can continue to use the credit limit as long as you need, you just have to pay interest for use once a month.

" You just need to go to the mobile application O. Bank, confirm the corresponding request in Diya or use Bank ID. In a matter of minutes the client receives the necessary funds. No stress. This is a quick and profitable solution both for the implementation of plans and for emergency life situations when money is needed urgently,” said Alexander Gerasimov, head of card products at Idea Bank.

Let us remind you that Idea Bank JSC is a leading Ukrainian bank with a high index of sustainability and financial stability. As of April 2026, the bank has issued more than 470 thousand credit cards. Last year, the NBU added Idea Bank JSC to the list of systemically important banks Loans from Idea Bank were recognized as part of the independent rating of the all-Ukrainian FinAwards.