Banks issued 6,114 mortgage loans in 2023 for a total amount of UAH 9.1 billion, the NBU press service reported.. According to the results of a monthly survey of banks, the population received five times more mortgage loans in 2023 than in 2022, and the number of transactions tripled.

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8 banks that provided loans for home purchases were informed about the issuance of new mortgages in December. The majority of transactions were still concluded on the secondary real estate market, although the number of transactions on the primary market increased slightly.

During the year, banks provided almost all loans within the framework of the eOselya program..

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The weighted average effective rate on mortgage loans in December remained at the level of November - 7.6%, at the same time a year ago in December 2022 - 8.3%.

Regionally, the most mortgage loans in 2023 were issued in the following cities:.

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Kyiv and Kyiv region - 2664 contracts for a total amount of UAH 4.5 billion (50% of the total);

Lviv region – 314 contracts for UAH 518 million;

Rivne region – 344 to 461 million UAH;

Vinnytsia region – 304 to 455 million UAH.

Previously, we wrote that in 2023, Ukrainians bought 404 thousand real estate properties, which is 1.7 times more than in 2022. However, before the full-scale invasion, they bought 1.6 times more (2021 - 631 thousand.