The share of non-performing loans (NPL) in banks amounted to 38.8% as of April 1. Over the quarter, this figure increased by 0.7 p.p.. For comparison, as of January 1, it was 38.1%. The volume of problem loans amounted to UAH 434 billion, having increased by UAH 2 billion over three months, the NBU press service reported..

The total volume of loans in the first quarter decreased by UAH 14.5 billion, or 1%, and amounted to UAH 1.119 trillion as of April 1.

According to the NBU, before the full-scale invasion of the Russian Federation, the share of non-performing loans in Ukrainian banks has been declining since 2018 (from 55% to 27% as of March 1, 2022), and the loan portfolio has been growing..

Starting from March last year, deductions to reserves for loans exceeded UAH 107 billion and account for more than 13% of the loan portfolio that banks had at the end of February 2022.

According to the preliminary estimates of the NBU, the potential loss of the loan portfolio as a result of the war, economic crisis and energy terror can reach 30%.

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Earlier, the head of the National Bank predicted a steady decline in prices in Ukraine and named the reasons. This allowed the NBU to revise its inflation forecast.