Insurance payments for old age should be firmly tied to the earnings of a person. To make pensions enough for a living, you need to increase productivity and wages, to fight against the shadow market and to cancel the point system. Experts insist on this, who took part in a round table devoted to the problems of the pension system. "The size of the pension should be such that at the termination of work, the standard of living does not significantly decrease. In developed countries, the average ratio of all pension payments and wages is about 40-60%, "said Yury Gorlin, deputy director of the Institute for Social Analysis and Forecasting of the Russian Academy of Sciences. If formally considered according to the methodology of the International Labor Organization, in Russia this figure for an old-age insurance pension is 55-60%, Izvestia reports.. However, in the public perception, elderly citizens of the Russian Federation receive beggarly pensions - both in absolute terms and in relation to wages. Especially if during a career career a person's salary was much higher than average. In Russia, all pensioners receive more or less equally. This is because a large percentage of the amount of payment is a fixed part that a person receives regardless of length of service and salary. On the one hand, it is good, because it protects the pensioner from poverty. On the other hand, such an approach hinders an adequate link between the size of the pension and the deductions from the salary for the period of employment. People who have worked 40 years on a high salary, after a retirement, the quality of life sharply decreases. This creates the impression of too meager pensions. Experts also point out that today the pension system performs too many functions that are not characteristic of it. As support to business, preferential tariffs for insurance premiums are established. They are below the level, which is actually justified for the payment of pensions. The state subsidizes the costs of early retirement due to the presence of business jobs, associated with harmful and dangerous working conditions, work in the North, etc.. Each year, these concessions cost the Treasury 500 billion rubles. The reasons for low pensions are outside the framework of the pension system. "These are problems in the efficiency of the economy, low productivity, impeding a large increase in wages. A significant limitation of the increase in the incomes of the pension system is the large amount of hidden wages, "RIA FAN. The main shortcomings of the pension system itself are that in Russia the retirement age is one of the lowest in the world, and the requirements for length of service "do not meet the requirements of a balanced pension system". Instead of creating incentives for businesses at the expense of the pension system, entrepreneurs should be supported by targeted programs of the Ministry of Finance and the Ministry of Economic Development. Companies will increase contributions to the Pension Fund, while the amount of transfers from the budget to compensate for lost income due to benefits will decrease.

Such a maneuver will reduce the dependence of the pension system on transfers and increase its sustainability, experts say.. They recognized the system of calculating pensions with the help of scores too confusing. She did not live up to herself. "People got confused and lost confidence. The position of the Accounts Chamber is the need to abolish the point system and switch to the old system of recording pension rights by the amount of deductions from wages, "concluded the vice-rector of the Academy of Labor and Social Relations Alexander Safonov.