In Ukraine, this month, the government will present a pension reform. At the moment, judging by the statements of the Ministry of Social Policy, it is primarily about changes in the solidarity system (all workers pay contributions, and the money is redistributed among pensioners). At the same time, according to the expert of the RPR, the head of the public council at the Pension Fund of Ukraine Galina Timchenko, without introducing a funded level (each Ukrainian postpones part of the salary to an individual account), the situation will only worsen. "It's about the fact that the" solidarity "(a joint pension system - prim. Red. ) Instead of 60% (from the pension calculation base) will provide only 35% from 2018 - immediately. And this is not the last decrease. The government (no matter how good it is or not) will have to reduce the ratio or significantly raise the retirement age. And this means, however bad the accumulative pension is .... Now it's a different matter. The level of pensions will fall and it needs to be replaced with something, "the expert writes on her social network page. According to Galina Timchenko, if you start the funded level, the amount of payments for Ukrainians on a well-deserved rest can be significantly increased, and the situation in the pension system stabilizes. True, the opinion of the Tretyakova is not shared by all of her colleagues. Senior researcher of the Institute of Demography and Social Research Lydia Tkachenko is sure: at the moment there is no sense in running the funded system. "And in the memorandum signed by our leaders with the IMF, it is written that Ukraine will for the time being abstain from the funded level. At us in the law the second level is registered for a long time, but there there are no dates. The bills had dates, but bills remained bills. There were statements that this year the funded level will start, nobody remembers it any more. I'm not saying that there should be a preparatory work, an infrastructure has been created, a cumulative level should be formed, "says Lydia Tkachenko. According to the expert, Ukraine should not run the mandatory accumulative level of the pension system at all, but instead it is necessary to think about how to develop non-state pension funds.

"The second-level problem, why the IMF did not recommend introducing it, is that the state should not undertake additional obligations," Tkachenko. If the second level is introduced, the state accumulative fund will not only have to accumulate funds, but also invest in the economy in order to increase the savings of Ukrainians, otherwise they will simply be "eaten" by inflation.

Pensions will decrease, and the retirement age will grow: the expert told how to save the pension system of Ukraine.