Specific principles on which crypto-currencies operate, carry in themselves special risks for their owners. Experts told what exactly it is worth to fear and how to protect themselves.

Kaspersky Lab specialists found that one of the most common problems with crypto-currencies is the substitution of payment details and phishing. Not every user re-checks the address to which money transfers, after copying. Troyan is able to replace it with his own on the clipboard.

Also, as in the case of electronic money, the user can be lured to a phishing site, where he himself enters his wallet, password and sends money to scammers.

"In the case of the traditional system, there is always a great chance to cancel the transfer. In the case of the crypto currency, you can only write a complaint in "Sportloto". What's got into the blockade remains in the locker, "experts say..

Another danger is the hacking of the payment portal. For example, in June the popular web purse for crypto currency Ethereum Classic. Hackers used social engineering techniques and convinced the hosting provider that they are the real owners of the domain. And then they interfered in financial flows.

Since swindlers immediately changed the recipient of money, the fraud was quickly revealed: they could steal just 300 thousand dollars in a few hours. But, by the way, this can happen with the classical financial service.

Also, the owners of crypto-currency can suffer due to an error in the address of the recipient (as it was said above, the transfer can not be returned). However, in the case of bitcoin addresses such a mistake is excluded - the system has a built-in validation of address validity. But in it you can just casually do not know to whom to send money.

A typical problem for crypto currency is the loss or theft of a wallet. Since most users store crypto-currency purse files on their computers, they can be stolen using malicious software, or they may disappear due to a hard disk failure. In this case, the rescue is to record a copy of the secret key on a piece of paper and order the hardware USB-wallets.

The list of risks also includes untrustworthy ICOs (raising funds for projects related to brokers or crypto-currencies). Since the market of crypto currency is not regulated yet, there are no risk assessment mechanisms. Therefore, the return on investment is not guaranteed. You can only believe in the author's honest word.

Also, when carrying out ICO hackers can substitute the address of the recipient, and therefore investors will replenish someone else's wallet.

How can all this be avoided?.

Always check the address of your web wallet.

Do not click on links that entice you to an online bank or web wallet.

Recheck before sending the address of the recipient (at least the first and last characters), the amount sent and the amount of commission.

Write a mnemonic phrase, with which you can restore the crypto-cheater in case you lose it or forget the password.

When cryptoinvesting make informed decisions, do not panic, do not rush.

Do not invest more than you are willing to lose.

Diversify investments (do not store all the eggs in one basket).

Use hardware wallets crypto currency and high-quality anti-virus protection.