Starting today you can open a dollar and euro card in the Android application Monobank. In the iOS version, this option will appear later. About this AIN. UA reported co-founder of the project Oleg Gorokhovsky.
In the updated application, the menu of currency cards is located to the left of the card balance (where the statistics of expenses used to be). A virtual currency card can be made for free, a plastic one will cost 150 UAH. But, according to Gorokhovsky, there is little sense to issue physical currency cards, as they work with Apple Pay and Google Pay. These cards can be recharged for free, and a cash withdrawal is charged at 0.9%.. If you withdraw funds, the commission is not charged..
In addition, Monobank added deposits in dollars and euros for a period of one, three, six and twelve months..
The deposit can be issued with a monthly payment or interest capitalization and the possibility of replenishment during the term of the deposit. The maximum rate in dollars - 5%, in euros - 4%. You can get interest on the card or at the box offices of Universal Bank and Tascombank. "This is one of the highest rates on the market. For example, in PrivatBank, the annual dollar deposit has a 3% interest rate, ”notes Gorokhovsky.
In the future, the bank also plans to make free transfers from currency cards to hryvnia.. Monobank notes that innovation will appear next year, if legislation allows.