The newspaper Vedomosti reported, citing two sources that received information from the bank, the Central Bank provided "FC Opening" unsecured loan. At the same time, the amount and terms of the loan are not disclosed.
In a conversation with the publication, the top-manager of the bank from the top 10 said: "The regulator probably took into account the seriousness of the situation with the" Discovery "- therefore he provided a loan. As a rule, banks borrow from the Central Bank on the security of assets ". It is noted that the "Discovery" did not answer the newspaper's questions about the terms of the deal.
As noted that since 2014, the conditions for obtaining a non-collateral loan included: the conclusion of an agreement with the Central Bank, compliance with the requirements for ratings and disclosure of standards in the absence of outstanding debt to the Bank of Russia. In addition, the bank was supposed to authorize the debiting of funds from its correspondent account in payment of a debt.
However, at the beginning of July, the rating agency ACRA installed the Bank "Otkrytie" a rating at the level of BBB- according to the national scale with the forecast "stable", which does not allow to attract funds from the federal budget and NPF. In addition, corporate clients took more than 100 billion rubles from the bank.
The rating agency Fitch evaluated the situation of FC Opening, Binbank, Promsvyazbank and Moscow Credit Bank (IBC). It is known that the "Discovery" in July recorded the most significant outflow of funds in the amount of about 620 billion rubles.
Approximately half of this amount is repayment of repo transactions, while the other part was offset by borrowings from the Bank of Russia in the amount of 333 billion rubles.
As it became known, the letter, which was circulated earlier by the employee of the MC Alfa Capital, spoke about the problems at Binbank, FC Otkritie, Moscow Credit Bank (MKB) and Promsvyazbank. Sergey Gavrilov in his message, the director for working with wealthy clients of Alfa Capital, recommended that customers "distance themselves from risk by transferring assets to more reliable participants of the banking system".