Is this year suitable for taking a mortgage?

17 October 2018, 19:54 | real estate
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We all dream of getting our own home. Do not live with relatives, do not rent an apartment (even if it is just gorgeous), but get exactly your own home. Of course, it is almost impossible to collect the necessary amount, but there is always an opportunity to take a mortgage and enjoy life.. But is it worth contacting such a loan now?.

According to experts - it is worth. Of course, you only need to sign a contract with a proven structure.. For example, on moskva. vbr. ru / banki / ipoteka / recommended / you can fill out an application online with any bank in Moscow and not waste time in idle queues. And the main advantage here is that the market is oversaturated with housing, its cost is falling, there is no income growth.

But there are several important nuances. More precisely - cautions. If you are not sure that you can make regular payments on such a loan, then it is better not to take it.. Otherwise, there is a risk that you will either not be able to pay it at all, or overpayment will significantly increase due to fines..

It is also important to have a certain amount on hand.. More precisely - the amount of money needed for a full first installment with a "margin". Only in this case, you can contact the bank for a mortgage.. And do not forget to take advantage of benefits if your family is entitled to them..

By the way, it is possible to use state support under certain conditions - find out about them.. Perhaps you are lucky and can get a loan on the best terms.

It is worth noting that experts even calculated the optimal time for taking a mortgage.. It is worth doing either right now, before the onset of winter and pre-holiday rush, or in spring. Just consider - do not make out a mortgage in a foreign currency, because inflation does not stop, and therefore it will be easier to give a loan in rubles.

Based on materials: moskva.vbr.ru



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