Conditions and prospects of the program Affordable housing »

26 March 2018, 18:03 | real estate
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In Ukraine today, many families need to expand housing conditions, but financial opportunities, as a rule, do not allow you to buy an apartment on your own. The solution to the problem could be government programs offering preferential terms or discounts per square meter. The program "Affordable Housing" was thoroughly analyzed by Irina Romanova, a journalist and an independent real estate expert. The Blog of the Secret Shopper Irina Romanova about the new buildings in Kiev and the region is very popular not only among the residents of the capital, but for all who want to navigate the real estate market. What is good is the program "Affordable Housing", and how to participate in it - we collect answers to the main questions. Conditions for participation The assistance of the state to purchase an apartment under the program is to pay 30% of the cost of housing. For internal migrants and ATO participants, the maximum equipment can be 50% of the price of a property. To participate in the program, you need to expand housing and gather a package of documents. To apply for the Fund, families or single people who are on an apartment account (not an obligatory condition), have no home or own real estate with an area of ??up to 13.65 sq. M.. m per person. In addition, the package of documents includes a certificate of income (for each family member) for six months, a certificate of the composition of the family, an extract from the State Register of real estate rights, if it is owned. Settlers and participants of the ATO should also submit documents confirming their status. Chances and prospects The number of families who could rely on state aid depends directly on the funding of the program. "Affordable housing" has been working since 2010. During this time, with its help, the housing issue was solved by more than 3,7 thousand Ukrainian families, taking into account the suspension of the program in 2015-2017. At first glance, the figure seems large, but within the whole country this is very small. Since the beginning of 2018, the work of the program has been restored, the amount of financing has been increased to UAH 100 million (in 2017 it was allocated 30 million). There is a hope that the queue of potential participants will move forward, although the number of those who want to do so is constantly growing.

Only in Kiev on the queue is more than 1500 families, and with today's financing of the lucky ones will be about 350. In this case, the calculation of the maximum area of ??the apartment and its cost is very strict. One member of the family has 21 square meters. m of housing plus 10.5 square meters. m per family. The maximum price for housing is also calculated according to the formula and depends on the average cost per square meter in the region. For example, in the capital, the figure should not exceed 22 thousand hryvnia per 1 square.




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