Ukrainians actively use the state program of preferential mortgages єOselya. At the same time, buyers give preference to small apartments and are still more often choosing the secondary market - apartments and houses in which they can live immediately after purchase. Moreover, the share of “primary” is gradually growing.

According to the banker, when applying for a loan for an average amount of UAH 1.68 million:.

With each subsequent month, the payment amount will slowly decrease, Lychanaya assures. In addition, she recalled that IDPs can also receive:.

In this case, the age of housing should not exceed 20 years. The maximum cost of an apartment or house should be up to UAH 2 million.

The Yoselya program was launched in October 2022. It allows Ukrainians to buy housing on credit with a repayment period of up to 20 years and at 7% (for preferential categories, in particular, military personnel, law enforcement officers, teachers, doctors and scientists - 3%).

The minimum down payment rate is 20%, but for young people (under the age of 25) this threshold was reduced to 10% of the cost of housing. Anyone who meets the following requirements can take part in the program:.