In the first month of 2024, 575 Ukrainian families took out loans for the purchase of housing under the Oselya program for UAH 1 billion, the Ministry of Economy reports.. In the last week of January, Ukrainians took advantage of 169 loans worth UAH 289 million, namely:.
88 military personnel and security officials, 12 teachers, 11 doctors and 2 scientists received loans at 3%;
43 Ukrainians without their own home, nine IDPs and four veterans received loans at 7%.
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More often, loans were taken out to purchase housing on the secondary market (131 loans) and from developers (35).
In total, since the beginning of the program, 6,900 families have already received loans in the amount of UAH 10.4 billion.
Previously, we wrote that in Ukraine the demand for residential real estate is growing, but purchasing activity remains almost half as low as during 2019-2021. Demand is mainly concentrated on the secondary market, because the population is more willing to buy ready-made housing in safer regions. Most loans are provided for the purchase of housing on the secondary market. Investments in new buildings are hampered by both long construction times and the risks of unfinished construction..