In the first quarter of this year, the population's foreign currency funds in banks increased by 4.3%, which stimulated the active growth of term deposits - by 13%.. This is indicated in the latest review of the banking sector by the NBU.
“This dynamics was facilitated by the purchase of foreign currency with crediting to the deposit. About a third of new deposits have been formed with this instrument,” the message says..
The increase in funds was more actively observed in January-February, after which this trend slowed down, “and in April it turned in the opposite direction”.
Recall that in July 2022, the National Bank allowed banks to sell non-cash currency to the population, subject to placement on a deposit for a period of more than three months..
As a result, the population buys currency in banks at a rate close to the official one (UAH 36.6 plus commission). However, in April, the exchange rate fell to UAH 38 on the cash market, which means that these transactions became uninteresting.
[see_also ids\u003d"
Earlier it was reported that in the summer of 2023 the dollar in Ukraine will continue to fall in price, while the hryvnia will strengthen. This trend will be relevant, but there are conditions for this..