Ukrainian pensioners can halve their pension if the person decides not to retire and continues to work for another six years. But why this may turn out to be absolutely unprofitable for a person is shown by simple calculations given by the newspaper Na Pension..
So, if at the time of reaching retirement age and obtaining the necessary pension experience, a person decides to refuse a pension and continue working, then every month the pension will increase.
According to the law, in case of an increase in the insurance period, the amount of the pension increases:.
by 0.5% - for each full month of insurance experience, starting from the month following the month of reaching retirement age in case of postponing retirement for up to five years;
by 0.75% - for each full month of insurance experience, starting from the month following the month of reaching retirement age, if the delay is more than five years.
That is, if you do not retire for a year after reaching the retirement age, then the allowance will be 6%, and if for two years, then 12%. If the deferment is 6 years, the basic pension will increase by 54%.
However, much depends on the size of the pension.. More often than not, taking a deferment is unprofitable..
For example, if the pension is 4000 UAH. , then postponing it for a year, a person will receive 4240 UAH. In this case, 48,000 UAH will be lost. payments that could be received during the year.
Over a quarter of a million hryvnias will be lost in this way in six years.
Recall that experts advise monitoring the accrual of the length of service necessary for the appointment of a pension on the portal of electronic services of the Pension Fund of Ukraine. This is necessary so that, when retiring, a person does not find out that out of 30 years of work experience, the state knows, for example, only about nine, writes on ZN. UA Viktor Konev in the article " How to fix the situation.