Ukrainians who are 60 years old will be able to retire from January 1, 2023 to December 31, 2023, if they can accumulate 30 years of insurance experience. Sergey Korobkin, an expert on pension issues, told what has changed recently in the field of pension insurance, writes Social Information Platform.

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In December, the Law of Ukraine " eleven. 2022 No. 2734-IX. One of its innovations is that now, you can conclude an agreement on voluntary insurance in the Action application.

In addition, a person can now independently determine how much and when to pay.. Also, contributions can be paid in favor of a third party.. That is, parents can pay contributions for a child who is still studying at a university and is not yet working.. Or vice versa: an adult son or daughter will buy more experience for their parents, who will soon be 60 years old.

Another innovation is that now officially working people can conclude an agreement on voluntary insurance. Additional contributions paid by the employee affect the salary coefficient that is substituted into the formula when calculating the pension. It increases, which ultimately affects the size of the pension.. After all, a good pension depends not only on the number of years of service, but also on the size of the salary..

And finally, philanthropists can transfer funds for retirement. That is, anyone can transfer funds in favor of a particular pensioner. This will be called a personalized contribution.. In this case, 70% of the transferred amount will be paid to the pensioner, and the remaining 30% will be attributed to the general budget of the Pension Fund.

The expert noted that it is difficult to say whether innovations will become popular.

The official goal of the new law is to simplify the mechanism for voluntary participation in the system of compulsory state pension insurance. That is, the circle of persons entitled to such a service is expanding, and the service itself is becoming more convenient and accessible.. But it is quite difficult to calculate whether investors will actually benefit from this in the long run.. But in some cases, such services can really be useful to someone..

Recall who can include the period of care for young children in the insurance period and how to do it.