According to experts of the real estate market, right now there comes a time when buying an apartment will be a profitable investment and will not hit the wallet. After a sharp drop in mortgage rates, they gradually began to creep up, and there is reason to believe that this trend will continue in the coming year.. Therefore, experts advise to buy housing right now - in November and December of this year, banks will issue a loan on the most favorable terms, reports Deita. ru. At this time, it will also save, market participants say. At the same time, some believe that in the coming year a real mortgage crisis will begin in Russia - pledged real estate objects will be thrown onto the market, which will be sold by both the agencies and the homeowners themselves, the 360 ??TV channel said.