For the first three months of this year, the debts of Russians reached a record amount - 4 trillion rubles. At the same time, almost 50% of them were loans received by citizens - 1.8 trillion rubles, Izvestia was informed "in the Federal Bailiff Service. Compared to the first quarter of 2017, the amount of individuals' debts increased by more than 5% (a year ago it was necessary to collect 3.8 trillion rubles from Russians). The bailiffs note that the majority of executive proceedings were instituted under the orders of the State Traffic Inspectorate. According to the deputy chairman of the Loko bank Andrei Lushin, a 5% growth can be considered moderate. At the same time, according to the National Bureau of Credit Histories, for the last 6 months the debt burden on Russians decreased by 1.05 percentage points, to 23.6%. This decrease is due to the possibility to refinance the old loan at a lower rate, explained Lyushin. The NBKI noted that most of the non-payments from Russians on consumer loans, but in mortgage lending there is practically no such problem. Thus, 22.

7% of consumer loans were overdue for 30 days or more, by 90% or more - 21.8%. for mortgage loans, these figures are only 3.2% and 2.8%.

Head of the validation department "Expert RA" Stanislav Volkov believes. that the main problem of debt growth is not related to the scale of lending, but to high interest rates and short terms. for which loans are issued. At the same time, a poll conducted by order of the Central Bank of Russia showed that 74% of Russian citizens are confident that they will be able to pay off the loan.