It seems that the country is launching another wave of weaning money from the population. At the initiative of the Central Bank in the credit organizations may appear so-called "irrevocable deposits". It is possible that this will further exacerbate the panic in the financial market. Experts already openly advise citizens not to contact the domestic banking system. This spring the draft law will be submitted to the State Duma providing for the introduction of irrevocable deposits in Russia, when the owner of the deposit can not withdraw his money from the bank before the end of the contract. Earlier, the DIA organized a large-scale filing of claims against citizens who had managed to close their deposits before their bank was deprived of a license. This practice lawyer Alexander Treshchev called "an outspoken, unscrupulous violation of the right of citizens to dispose of property". In the opinion of experts, the initiator of the draft law of the Central Bank further undermines the population's confidence in domestic credit institutions, and already small. The paradox is that the regulator himself must be responsible for the financial sector that is beating in a fever. "What people do today when they put money in accounts is a dangerous game, because the balances of commercial banks are such that at any moment almost every commercial bank, including Sberbank, can be licensed," says professor MGIMO, economist Valentin Katasonov. Financial Ombudsman Pavel Medvedev recommends citizens to be extremely vigilant when opening deposits. "The only way to 100% save your money in banks is not to trust any bank more than 1 million. 400 thousand at the time of seizure. This is the only way to surely save your money. Because if you have more than 1 million. 400 thousand. , and the bank suddenly recalled the license, you will become the so-called "superior", "- says Medvedev. According to some estimates, over the past four years, when the post of the head of the Central Bank is taken by Elvira Nabiullina, more than 1.5 million people. The scale of the disaster is such that the affected people began to unite. Previously, spontaneous single pickets against the CBR's arbitrariness have now taken shape in the organized movement of the affected owners of deposits. In mid-February, activists organized a collection of signatures for an appeal to President Vladimir Putin with the request to deal with the actions of the Central Bank. "The initiators of the attack on the property of people must be held accountable in accordance with the law," - says the head of the Union of investors, the "overcomer" of the destroyed Central Bank of the bank "Yugra" Nikolai Nikolaev. It is not excluded, the head of state has already heard the indignant public. About a week ago, Vladimir Putin, speaking at the enlarged board of the Prosecutor General's Office, called for "to increase the level of coordination between law enforcement and control and supervisory bodies that reveal violations of banking legislation in credit institutions".

"I ask you to resolutely fight the laundering of criminal proceeds and at the same time reliably protect the rights of depositors and borrowers," the president said.. In the meantime, the population saves their blood as it can. Only in January, citizens withdrew from their accounts 453 billion. rubles. According to experts, one in five of us keeps savings at home, not trusting either banks, him, especially the Bank of Russia. perhaps, this is the only way to save money from a new wave of their weaning.