Numerous reviews of licenses from commercial credit organizations and the actions of the Deposit Insurance Agency under control of the Central Bank in relation to depositors of bankrupt banks caused criticism of the country's expert community. So, according to the doctor of economic sciences, professor of MGIMO Valentin Katasonov, what is happening is more like not the recovery of the credit and financial sphere, but concern for some selfish interests. In a conversation with the publication "Truth. he noted that this is especially noticeable when "a commercial bank is being deranged, assets are being taken over by other banks that are ideologically close to the Central Bank". And when the accounts of the customers of a bank that has been bankrupted are transferred to another private credit organization, it is generally "a kind of raiding," emphasizes Katasonov. At the same time, nobody can interfere with the regulator, because ". 75 of the Constitution of the Russian Federation says that the Central Bank is an organ of state administration, "recalls the economist. As a result, the only way out is to turn to the head of state. This way and decided to take advantage of the affected depositors.

Last week, the All-Russian campaign to collect signatures under the appeal to President B. Putin, in which people ask to understand what is happening now in the banking sector. In particular, the indignation is caused by the situation when the DIA is suing the depositors who took their money from the account shortly before the bankruptcy of the bank. Courts unconditionally follow the requirements of the DIA and oblige depositors to return money back. These actions not only undermine the citizens' confidence in the banking system, but also create social tension on the eve of the presidential elections, says the head of the Duma committee on labor, social policy and veterans affairs Yaroslav Nilov. After all, people withdraw funds from the account not only because they received some insider information about the problems of the bank, but also just for shopping.

"What is the fault of a common citizen then?" He had every right to dispose of his money as he sees fit, "the deputy. Nilov said that in connection with the revocation of the license from the bank "Yugra", the sanation of "Discovery" and "Binbank", there were many deputy requests. However, even the deputies find it difficult to do something: "The central bank in fact is an independent structure. Although, I note, the composition of the board of the Central Bank is appointed by the State Duma, the chairman of the Central Bank Elvira Nabiullina, at the proposal of the president, also approved the State Duma. But in general, at the same time, the Central Bank does everything that it wants, "Nilov admitted.. He supported activists who organized the collection of signatures under an appeal to the President of the Russian Federation and, for his part, sent a letter to the head of the Central Bank Nabiullina, drawing her attention to the need to protect the interests of citizens, as this affects the state of the Russian economy as a whole. "Undermining confidence in banks, further undermining the banking system and then the decline of the economy. Here such a logical chain is built, "- says the deputy. "It is possible that we are dealing with a banal raider private bank absorption. In any case, I repeat, the confidence of citizens in the banks will be very difficult to return, "stressed Nilov. As for the owners of bankrupt banks, they have long claimed that they were deprived of their licenses illegally. "In fact, there is a withdrawal of banks from the owners ...

First, the Central Bank states that some bank has problems, then people rush to withdraw their funds from the bank, which creates a massive outflow of deposits. Then a license is selected. This was the case with Yugra, but the same can happen with any private bank, "said Anatoly Vereshchagin, the official representative of the main shareholder of Yugra bank, Alexei Khotin, on the television channel Tsargrad.. The actions of the regulator, he directly calls "raiding" and expects that the all-Russian share of depositors will help the bank to defend justice.