"Union of investors of Russia" began collecting signatures of citizens under a letter to the country's President Vladimir Putin. Thus, activists try to attract the attention of the head of state to the problem of depositors of bankrupt banks. And we are not even talking about those Russians who kept a lot of money on their accounts and as a result lost amounts that exceed the bar of 1.4 million rubles. Now the question arose about those individuals who managed to withdraw their funds from the bank shortly before his bankruptcy. Since it is they who are suing the courts of the Agency for Deposit Insurance (DIA). History worried the public last week. The media drew attention to the mass complaints of citizens, from which the courts for the claims of the DIA charge money. For example, a contributor to the Military Industrial Bank (YAP), Yagiev tried to prove that he was not aware of the deplorable state of the credit institution, and he was withdrawing money to pay off mortgages for a single apartment, writes Kommersant,. But the court granted the DIA suit, without taking into account the fact that the former investor of the IBM does not have available funds, which he can return to the DIA and wait for the organization to return them to him under the deposit insurance agreement. As explained in the DIA, it's just such an order: the transaction that the citizen managed to make on the eve of declaring the bank bankrupt, is recognized as invalid. Accordingly, the client must return the funds back to the account, and in relation to it, the DIA triggers the usual procedure, that is, pays insurance compensation for up to 1.4 million rubles. If the client has more money, he should be noted in the register and wait if there will be an opportunity to receive the balance. Naturally, no client of a bank that has been bankrupted wants to voluntarily return their own money, so successfully withdrawn from the account shortly before bankruptcy. But the DIA does not give the descent - it sues the courts. And there are thousands of such lawsuits today. As a result, there is social tension, the courts are overloaded with cases. In addition, the citizens' confidence in the banking system is undermined, the president of the Association of Russian Banks (ARB) Garegin Tosunyan. In his opinion, people can simply be afraid to keep money in credit institutions, as a result the entire system will suffer. To clarify the situation, the ARB decided to appeal to the Supreme Court. In the meantime, the Russian Union of Investors has joined the campaign of collecting signatures under the appeal to the head of state, initiated by the affected citizens. "We regard the actions of the DIA and, accordingly, the Central Bank, which is fully controlled by the agency, as unlawful. ... We urge all those who see the danger for their savings, support the campaign, "- explained the head of the Union of Russian investors Nikolai Nikolayev. The Union of Russian Depositors is a public organization that arose on the basis of the initiative groups of the "excesses" of the bank "Ugra", in which the Central Bank revoked the license in July. Among other things, they also seek to return the license of a lending institution.

"We are aware that if the court is lost, the holders of deposits that exceed the ceiling of 1.4 million rubles will never see their money," explained Nikolayev. Meanwhile, the situation drew attention in the State Duma. In particular, the chairman of the State Duma committee on labor, social policy and veterans affairs, Yaroslav Nilov, has already sent an appeal to the Central Bank chairman Elvira Nabiullina, in which she asks to understand the lawfulness and validity of lawsuits.