A new type of fraud is revealed in the Russian financial market. Under the sights of the amateurs to cash in on someone else's credulity were the citizens to whom banks impose the purchase of an insurance policy for the execution of a loan. Many people are unhappy with this state of affairs: people do not understand why they should pay extra money to the bank. Here they are pinned pseudo-jurists with promises to obtain through the court or in a pre-trial order a refund of insurance fees. It must be said that these scammers do not represent the danger to the banks themselves. In the worst case, they fill the organization with empty claims, imitating a violent activity, Viktor Klimov, head of the ONF project "For the rights of borrowers," explained to Kommersant.. But citizens can pinch thoroughly.

For their "work" they ask confidential information from bank customers, including passport data, loan agreements, account numbers. As a result, credulous clients, instead of money for insurance, suddenly receive new loans in their name and empty wallets. The problem is that nobody works with such pseudo-jurists. According to the head of the All-Russia Union of Insurers Igor Yurgens, it is very difficult to prove the illegality of their actions.

Of course, if they are closely engaged in law enforcement, if they are at least called for questioning as a suspect in the theft of personal data of citizens, then such scammers around banking customers will be less likely to. Well, if the citizens themselves often included their head, signing for financial adventures.

Previously, the media wrote that gullible Russians often fall for the bait of false-well-wishers who, for a money offer to fix a credit history of an individual or help get rid of long-standing debts.