Unlike previous seasons, the winter of 2025-2026 turned out to be frosty and snowy, which leads to one of the problems facing Ukrainians - icicles that can fall on cars. Compensation for such damage can be obtained under a CASCO insurance policy..

Suspilne reports this.. But CASCO is not a mandatory procedure in Ukraine - therefore, those who do not have such a policy will have to sue the company that owns the house after damage to the car..

Valentin Galyuk from Lvov was among those injured as a result of ice falling on a car last week.. According to him, the incident occurred in a parking lot, which was not fenced in any way..

Now, to repair a Nissan car, you need spare parts from Japan. Unfortunately, the " “Only full CASCO will work here, there is a risk of falling foreign objects, which will fully cover the damage if there were no deductibles under the agreement. Full CASCO actually takes away this entire burden of resolving disputes and the person no longer worries about anything, and the insurance company can now file recourse claims against the owner,” explains insurance agent Maryana Alekseeva.

The house (it was a business complex) where the incident occurred is privately owned - its manager refused to comment to the media. If the owner of the damaged car does not have CASCO insurance, he will have to personally seek reimbursement for repair costs.

Lawyers warn that the case may go to trial. Therefore, you should act consistently, and the action plan includes the following mandatory steps:.