In the summer, the level of domestic injuries traditionally increases. This is due not only to outdoor activities, but also to the beginning of the gardening season.. Summer residents go to hospital with fractures, burns and sprains. Accident insurance will help pay for treatment and rehabilitation if a failure does occur..

Dangers in the country.

Some people go to the country to rest, others to work, but most have to combine both of these activities.. Take care of the garden, repair the house, and only then move on to barbecue and sauna. Surprisingly, dangers lie in wait for summer residents literally at every step:.

1 The garden threatens with sprains and dislocations. Long work in an uncomfortable position, lifting weights - the stronger the load, the more likely it is to harm your back, neck and joints.

2Rest. Barbecue and a bath are not only a pleasant evening, but also the likelihood of poisoning and burns.

3Construction. Putting the house in order after the winter, making outbuildings - a standard list of work on the site. Most often, people fall from the height of a roof or stepladder, injure themselves with a heavy tool. Fractures, bruises, cuts, electric shocks are common reasons why country builders go to hospitals.

4Entertainment. Hiking in the woods, cycling and swimming are what many people go to the country for.. The dangers here are drowning, bruises and fractures, animal and insect bites..

One gets the feeling that traveling to the country is an extremely dangerous activity.. Of course it's not. The majority of injuries are due to poor safety practices.. Another reason is the high, unusual workload.. Arriving for the weekend, many try to have time to do everything in a day.. Dig up a garden, plant seedlings, tidy up the house. Of course, the body can not withstand such intense labor.. Fatigue scatters attention, reduces concentration, and increases the likelihood of an accident..

How to reduce household injuries.

Simple safety precautions can help reduce accidents. The first thing to do is to reasonably plan the load, increasing it gradually. It is better to devote a few hours to work, and devote the rest of the day to rest.. Gravity should not be carried on your own - there are special garden wheelbarrows for this. Taking care of yourself will reduce the likelihood of bruises and sprains, and prevent chronic diseases from aggravating.

Traumatologists also remind that it is important to check the serviceability of all tools before construction work.. Stepladders and ladders must be reliable, work at height must be carried out with insurance. Power tools must be checked for damaged parts, pinched wires. It is also important to beware of chemical burns from household chemicals..

Another big danger is fire, from which not only a person, but also property can suffer.. It is important not to leave sources of fire unattended, check the health of the chimneys. Burns and carbon monoxide poisoning are very dangerous and often fatal..

Insurance as a security measure.

Accident insurance will not protect a person from injury, but will support the financial well-being of the family during a difficult period.. The cost of the policy is much lower than the costs incurred by a person in case of a sudden illness. Taking out insurance is a smart approach to planning for the future, in which a person takes into account potential costs and negative scenarios in advance..

Accident insurance payout can be obtained in the following situations:.

1various injuries and diseases;

2temporary or permanent disability;

3death The amount of compensation depends on the amount insured and how badly your health has suffered. Each insurance contract specifies the amount of benefits for specific injuries and illnesses.. It is clear that a broken finger and leg are different financial costs, so the amount of compensation may differ..

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