Ukrainians massively refuse to pay their debts? How much did you manage to recover?

Today, 00:23 | Finance and Banking 
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Last year, public and private enforcement agents collected UAH 29.63 billion in debts from Ukrainians. Despite the fact that the amount seems significant, in total, more than 6.3 million production facilities worth UAH 2.32 trillion were accepted for work - therefore, it was possible to recover only 1.5 kopecks from each hryvnia of debts. However, the statistics also include Russia’s debts to Ukrainians, as well as cases blocked by moratoriums, so these data are not entirely relevant.

This was reported in Opendatabot. It is noted that in 2025 the amount of debt collection increased by 16% compared to the previous year..

Deputy Minister of Justice Andrei Gaichenko explains: statistics are significantly distorted by “dead debts” - amounts that are virtually impossible to collect. In particular:.

If you weed out these cases, the actual completion rate is 30-40%. “For cases of compensation for damage from the Russian Federation, there should be a separate mechanism - a register of losses that will be compensated through reparations or international compensation mechanisms,” says Gaichenko.

State performers received 4.94 million productions worth UAH 1.84 trillion and completed every fourth, while private contractors received 1.36 million productions worth UAH 471 billion and completed every fifth. As a percentage of the declared amounts, private individuals collected 3% versus 1% from public ones - there is an advantage, but both indicators remain extremely low.

The performers themselves explain this by a number of limitations that the collection system faces.. In particular, debtors who have resources often evade execution of decisions, taking advantage of imperfect legislation and moratoriums.

“Since the beginning of the full-scale invasion, the state has been more concerned with the problems of debtors rather than collectors, introducing more and more bans and moratoriums on compliance,” complains private enforcer Andrei Avtorgov.

He complains that a haphazard approach to the reform of the execution of court decisions, further delay in equalizing the powers of private and public executors and the entrustment of enforcement mechanisms exclusively to the Register of Debtors will lead to a further decrease in the level of execution of court decisions of a property nature..

The Verkhovna Rada adopted a law on the digitalization of enforcement proceedings. The key change is the connection of all banks to the ASVP system. Now only half of the banks are connected to it: while the rest are waiting for a paper order to seize the account, the debtor manages to transfer money to where the ASVP does not work - and so on in a circle.

Authors, however, are skeptical. In his opinion, digitalization sometimes even works to its detriment: the debtor sees production in the business and manages to withdraw funds before the arrest is imposed. “These changes are not so much about digitalization as about a further movement towards a register-restrictive model,” he summarizes.

По материалам: opendatabot.ua