On December 24, Vladimir Zelensky signed the law “On amendments to certain legislative acts of Ukraine regarding the development of financial inclusion in Ukraine” No. 4465-IX dated June 3, 2025, which was prepared by the Committee on Finance, Tax and Customs Policy. The changes concern the creation of a new type of banks in Ukraine - financial inclusion.

This was reported on the website of the Verkhovna Rada.

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The Bank of Financial Inclusion will operate on the basis of a limited banking license. The main task of such institutions will be to serve clients who currently do not have sustainable access to financial services - this applies to citizens of Ukraine and micro-enterprises located in areas close to the combat zone, in liberated territories, as well as socially vulnerable groups of the population.

The Bank of Financial Inclusion will be able to provide banking and other financial services to individuals, business entities, public and charitable organizations, as well as state authorities and local governments.

Operating banks, postal operators, large retail chains, gas station chains and other companies that already have experience serving a significant number of clients and an extensive customer service network may be interested in obtaining a limited banking license.

As noted by the Chairman of the Verkhovna Rada Committee on Finance, Tax and Customs Policy, Daniil Getmantsev, the law will significantly improve access to banking and financial services for those people who are currently limited in it for various reasons..

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Let us recall that the idea of \u200b\u200bstarting its own banking activity was repeatedly announced by Ukrposhta, which planned to create more than 25 thousand service points in remote corners of Ukraine, where Ukrainians could have accessible services:.

payment of pensions and social assistance. bill payment and account opening. financial support for small businesses and socially vulnerable categories of the population.

Also, persons with disabilities and people with limited mobility will have the opportunity to be served at home, as well as have banking services even during power outages or communications..

But due to a conflict with the NBU, at the moment Ukrposhta has not been able to fully implement its plan. In addition to Ukrposhta, the NovaPay company announced its intention to create a bank with a limited banking license.