An unprecedented debate is brewing in New York ahead of the upcoming lease.. For Ukraine, where the markets were overheated until a full-scale war, the situation in certain regions, including the capital, has long become critical.

Following investigations into how big rental companies were exploiting algorithmic systems to synchronize and move rental rates, New York State praised its decision to crack down on such programs.. This is not just a technical exchange, but recognition, since the price forms an obscure mechanism, the rental ceases to be a market and transforms into a controlled system, where the original rental does not cause an influx of water.

New York's decision highlights a problem on a global scale: as the retail market becomes deregulated, it becomes unaffordable for people with average incomes, as in rich countries. This signal is especially relevant for Ukraine, where rent has become one of the biggest financial burdens for households..

Denmark: a high order, aka a productive market Denmark is often called the land where people earn a lot and pay a lot. But the basis for the success of people’s living security is not only the level of income, but strict regulation and transfer of the income market.

In Copenhagen, a one-bedroom apartment in the city center costs approximately 13,500 DKK (1,800 euros) per month. On the outskirts of the capital, similar housing can be rented for 1,200-1,300 euros. The average net salary is around 30,000 DKK (4,000 euros). Formally, renting a one-bedroom apartment can amount to 30 to 45 hundred thousand in income. And in some parts of the world the climate may seem remarkably high, but there is no crisis in Denmark.

First of all, the owner of this model has no less thefts by law, the lower ruler lived. The contracts are clear, rational, and lively and comply with the established standards, and if any subdivisions are made, the contracts must be bound. Moreover, part of the life in the old fund is within the boundaries of the rapid increase in prices, fixed at the level of municipalities.

Another important element of the Danish system is that a large part of life is created or maintained by municipalities and cooperative organizations. The rental of such an apartment can cost 300-700 euros per month, and will be available to all categories of citizens.. So part of the market is active not for the sake of maximizing profits, but for the sake of ensuring social stability. This allows you to see high prices in the commercial segment - without the risk of total unavailability.

Nimecchina: the land of rentals In Nimecchina, renting is the norm, not a pretentious alternative. Most of the big city residents live in rented housing for decades, often without any intention of buying an apartment.. This has become possible due to the high level of protection of leaseholders, long-term contracts and clear rules that regulate market behavior.

The average net salary in Nimechchyna is close to 2,937 euros. Renting a one-bedroom apartment in the center costs around 1,276 euros, in the center – 900 euros, or approximately 33-43 hundred rubles for the average income. Formally, it is probably the same relationship as in Denmark. Apart from other rich European countries, the German rent is not chaotic. Sharp cuts in the quality of protection, increasing rates are tied to the global price index, and the acidity of the vein is regulated at the same standards as are obligatory for all owners.

The legacy of whose lease is not considered a financial threat. Vaughn is part of the normal life cycle, and not unstable decisions for a short time.

Spain: if the sovereign protection of the landlord goes to the extreme. After the crisis of 2008, the country prioritized the stability, safety and durability of its bonds. As a result, the lease, which is an official agreement, has the right to deprive the apartment of at least five rocks, and since the owner is a legal person, then this. Rent increases are tightly tied to inflation, and in places like Barcelona there are maps of maximum allowable rates.

But in practice, these laws have had side effects. Some of the Vlasniks have stopped going to the market, and several apartments are going empty simply because the Vlasniks are afraid of losing control over their homelessness.. Spain has become an example of how the “superworldly” protection of the owner can create an imbalance - even through the phenomenon that in the post-world expanse it can sound even more powerful.

One of the most pressing problems in the Spanish market has become the payback - people who illegally occupy housing and can actually live there for months or die while the court process is pending.. Through the complexity of the hanging procedure and the high level of legal protection of the “lowlife”, the ruler of indestructibility is confronted with a situation in which his rights are limited more than the rights of the one who lives in his apartment without a contract.

The police have no right to hang a cap on the place if more than 48 years have passed since the moment of penetration. Further, there is no longer a trial, which often lasts for a long time, and for the whole hour the ruler cannot be greedy with his powerful vein. The media have repeatedly described outbursts when the rulers were unable to turn over their apartments, paying taxes, utility bills and legal expenses..

Okupasiv has become so rich that private firms have appeared in other regions to “conduct negotiations” with them or to help turn things around legally and technically, since the country cannot cope with the scale of the problem.. This is the extreme point of market imbalance, if the legal system protects the living rights of the middle class, which creates a field for evil.

Ukraine: when rent outweighs possibilities Ukraine may be another exit point. According to LUN data, the average rent for a one-room apartment in Kiev is around 17,000 UAH, and for a two-room apartment – \u200b\u200baround 23,000 UAH. For rich people, it exceeds 50-60 hundred rubles of average income, and in others it’s more. In addition to high prices, the Ukrainian orendar practically has no legal protection. Agreements are often concluded informally, subject to the discretion of the ruler, and if there is stability, it is more likely to be erratic, which is the lower rule..

Another important factor is the lack of life, as it was created specifically for the rental model. Most of the apartments on the market are private investments, and part of the housing policy of the place has not been thought out. As a result, the proposition does not meet the demand and is not adapted to the needs of different groups of the population.

Combined with internal migration and military legacies, this leads to a situation where rent becomes one of the biggest barriers to the economical mobility of Ukrainians.

Lessons that can be learned from Ukraine International evidence demonstrates that affordable rent is not to blame. It is the result of political decisions, economic logic and social responsibility. On one side, New York, where obscurity and algorithms have created an inaccessible market. In other words, Spain, where the above-world legal protection of landlords and the phenomenon of paybacks has changed the motivation of owners to enter the market.

Ukraine has a chance to prevent these extremes from happening. The recipe is from a competent, transferable orendi system:.

This balance itself is important, as far as Ukraine can establish a modern, mobile, competitive model.

The first thing Ukraine needs is insight. As the butt of New York and, for example, Copenhagen show - the market may be expensive, but it may not be transparent. Clear standards of contracts, access to information about real average rates, protection of landlords and reliability of landlords - at the same time a minimal set, verified by dozens of countries.

Another important point is the growth of the propositions of the order life. In Denmark, Austria and the Netherlands, localities and cooperatives play a key role in the creation of a long-term lease.. Ukrainian megacities should adopt this model and deal with developers not only as sellers of apartments, but as partners in the built housing infrastructure.

The third element is the balance between income and expenses. Since some of the costs for rent are incredibly high, the country can support renters, stimulate the emergence of a new property, or earn money instantly. The food price is not without social protection, as well as economical competitiveness of the place.

The world has already gone through rent crises, and the evidence further confirms: without supply, markets can become obscure, inaccessible and unfair. Ukraine today has a chance not to repeat other people's favors, but to create a model of rent that is based on insight, value and balance of interests.

Places that swear about orendars become stronger. Regions that invest in affordable resources will achieve stability and development. Ukraine could become one of these powers if it better embraces the ordnance market as one of the key elements of its economic policy rather than a natural phenomenon..