" According to the document, it is planned to scaling the program " mortgage loans in five years.

" Its implementation will allow tens of thousands of Ukrainian families to receive housing, activate construction, will contribute to economic growth and the formation of a sustainable housing financing market, ”the company's press release reported.

It is stipulated that there will be an update of the financial models of "

This model provides for the minimum restrictions on the age of housing (up to 10 years in Kyiv and regional centers, without restrictions in other cities) and the first contribution of 20% for all, from 7% for IDPs and veterans.

The rate is calculated by the UIRD + 4% formula and is compensated for up to 7% (for beneficiaries for 10 years) or up to 10% (for the rest - for 5 years).

It is proposed to install the maximum regulatory area of housing: 115.5 square meters. m for apartments, 125.5 sq.. m - for houses. The maximum value is determined by the quarterly by the Ministry of Regional Development, taking into account government coefficients. Exceeding standards is allowed - up to 10% in area and up to 20% at the cost of 1 sq..

The volume of loans by a compensation model is estimated at 50-100 thousand. Layers in four years. The total amount of compensation is 41-82 billion UAH, net current cost - 17-36 billion UAH, maximum portfolio - 86-174 billion UAH.

The updated strategy provides for a gradual transition to mixed financing - from fiscal and non -fiscal sources (loans, grants and guarantees from development banks and international financial organizations, etc..

In 2026, financing in the amount of UAH 25 billion is planned: 15 billion UAH - from the state budget, 10 billion UAH - from non -violent sources (in t. 8.5 billion - from MFIs). In the case of reducing security risks, non-violent financing should grow to UAH 75 billion in 2027-2029.

In 2029, a transition to market financing was provided: the release of bonds, mortally secured securities and securitization in the event of a mortgage portfolio of UAH 100 billion.

[see_also ids \u003d "

A separate direction of the strategy is digitalization: launch of a mobile application for borrowers, the creation of a single platform of housing programs with access to state registers and payment systems, an electronic queue for state programs, as well as automation of the valuation, insurance and inspection of property.