The hryvnia deposits of Ukrainians in banks grew up contrary to seasonal factors

16 February 2025, 12:39 | Economy 
фото с Зеркало недели

The volume of hryvnia funds in individuals of individuals in January grew by 0.1%. For comparison, in January last year there was a decrease. The trend is observed despite war challenges and seasonal factors. This was reported by the press service of the NBU.

Seasonal outflow of funds due to annual tax payments did not affect the overall liquidity of banks. Similar trends were observed in the pre -war period, when after an active monetary movement at the end of the year there was a temporary reduction in funds.

According to the results of 2024. The volume of hryvnia funds in individuals in banks grew by 12%, and business - by 19%. Banks continue to attract deposits, and according to forecasts, in 2025 the volume of deposits will also increase.

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As of early February, the total size of hryvnias of customers in banks is 1.8 trillion. UAH. that twice as much as it was by the time of a full -scale invasion.

The banking system works steadily. All banks fulfill the standards of short -term and long -term liquidity, and the volumes of highly liquid assets exceed the level by 2021.

At the same time, the increase in the discount rate in December and January, together with the new requirements for mandatory reserves, should contribute to the growth of interest rates on hryvnia deposits.

Источник: Зеркало недели