The National Bank increased the discount rate to 14.5%, which should restrain inflation. However, because of this, banks will change their rates on deposits and loans. Channel 24 writes about this with reference to bankers.

According to Dmitry Skutaev, the director of the retail business department Globe Bank, commercial banks can gradually resort to “editing” hryvnia deposits, because reducing the profitability of deposits is completely undesirable, unless of course banks are interested in attracting citizens' funds to deposit deposits.

Bankers suggested that in February for deposits for 3-6 months, the rates will be an average of 11% per annum; for 9 - 12 months - an average of 11 - 12% per annum; for 1 - 2.5 years - an average of 13.5 - 14% per annum (maximum can reach 16% per annum).

It is noted that, given forecasts for a reduction in inflation in the second half of the year to 7%, thanks to deposits of 1 year or more, citizens will be able to potentially receive passive income of up to 4%. However, the regulator, with positive inflation trends, can reduce the discount rate and, along with it, the departments rate. This means that deposit yields will soon begin to decline.

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It was reported that the National Bank last Thursday in order to contain inflationary processes raised the accounting rate by 1 percentage point to 14.5%.