Maximum rates on short-term hryvnia deposits increased to 20-21%. However, about 25% of banks raised rates on hryvnia deposits with a maturity of up to 12 months to 17-18%.. Dmitry Zamotaev, director of the retail business department at Globus Bank, told UBR about this.. ua.

He noted that since May, interest on 9-month and annual hryvnia deposits increased by an average of 1.0-1.5 percentage points.

As the expert explains, the increase in interest on hryvnia deposits is the result of the NBU policy to " In addition, the increase in interest rates on hryvnia deposits by banks popularizes the hryvnia as a reliable currency..

He also added that the regulator encourages banks to develop deposit programs for a period of 3 months, minimizing the share of " For example, in the bank "

" Accordingly, banks are most interested in attracting deposits from the population for a period of 3 months, which increases competition and, accordingly, interest rates on such deposits grow.. At the same time, the placement of funds on hryvnia deposits for citizens is becoming more profitable than on foreign currency deposits.. That is why with high probability it can be argued that in the second quarter of 2023, deposits in the national currency for a period of 6-12 months will become the most popular, for which banks will offer the highest interest rates,"

The expert predicts that the new increased deposit rates under the current military conditions are maximum, but short-lived: they will begin to decrease from mid-summer, therefore he advises clients to draw up the longest 9-month or annual deposits in the near future.

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Earlier, the National Bank established requirements for banks to disclose information about customer ties with Russia, which is waging war against and on the territory of Ukraine..