The situation is getting worse: experts told what problems pensioners can expect in the future

19 February 2023, 09:46 | Economy 
фото с Зеркало недели

Every year in Ukraine, the amount of insurance experience required for retirement increases.. Ukrainians will be able to retire in 2023 at the age of 60 if they can accumulate at least 30 years of insurance experience.

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In the future, many pensioners may have problems with this, senior researcher at the Institute of Demography and Social Research Lydia Tkachenko told OBOZREVATEL.

Now, according to the Pension Fund, only 10.7 million Ukrainians contribute to pensions.. And this despite the fact that the same 10.7 million receive pensions. Human. Currently, the average pension is 4766 UAH. To ensure such a figure, the average salary in Ukraine will be more than 21.6 thousand rubles.. UAH.

In 2017, pension reform was adopted in Ukraine. Thanks to this, an annual modernization of pensions was introduced, and the requirements were tightened in order to go on a well-deserved rest on time.. It takes 30 years this year to retire at 60. 15 to 20 years of service is enough to retire at 65. And from 20 to 30 years old - at 63 years old.

The problem is that Ukrainians, on average, retire with 32 years of service..

" As far as I remember, the average length of service with which Ukrainians retire is 32 years,"

And these are even more optimistic estimates.. After the start of a full-scale war, the employment situation in Ukraine has deteriorated significantly. Approximately 3 million Ukrainians have stopped paying contributions to PFCs, therefore, their experience is not counted.

Even with an optimistic scenario from 2025, the majority of 60-year-old Ukrainians will not have enough seniority to retire on time. In 2017, the Pension Fund made calculations, and in accordance with them, in 2027, 45% of Ukrainians will not be able to fulfill the requirements for seniority. But the fact is that these calculations were made on the basis of how much theoretical experience Ukrainians can earn.. But the pandemic, full-scale war made adjustments. So far, it is not necessary to count on such an indicator.

The World Bank recommended that all states, regardless of the demographic situation, raise the retirement age to 65 years. In the conditions of Ukraine, this decision is critically needed. After the war, at least for the first few years, the economic situation will remain difficult, the balance between the number of workers and pensioners may not be established soon.

Recall when the pension of civil servants will be increased.

Источник: Зеркало недели