Mortgage Lending Program for Youth Works in Ukraine. It can be used by young families, single young people, as well as young scientists. The State Fund for the Promotion of Youth Lending told who can get housing under the program and what is needed for this.

Who can apply for a youth housing loan.

In Ukraine, this can be done:.

a young family of citizens of Ukraine, where the age of each of the spouses is up to 35 years old inclusive (or single young citizens of the same age);

family (or single young citizens), where the husband or wife is a scientist up to 40 years old inclusive, having a scientific degree of Doctor of Science, provided that the age of the other spouse does not exceed 35 years old inclusive;

the applicant submitted and registered an application form;

a person applying for a loan is registered with citizens in need of better housing conditions (t. "

each of the members of the young family does not own housing, except for housing on the territory from the List of territories where hostilities are (were) either temporarily occupied by the Russian Federation, or:.

each family member owns a dwelling, the area of \u200b\u200b\u200b\u200bwhich does not exceed 13.65 square meters. m,.

confirmation by the person of his solvency: after paying the monthly payment on the loan, the balance of the average monthly income of the candidate and adult family members cannot be less than the subsistence minimum for each family member;

the candidate is not a sanctioned person.

What are the conditions for a housing loan for youth?.

The loan term under the program is up to 20 years. Fixed interest rate for the entire loan period - 7% per annum. Also, the family must make a down payment, which is 6% of the cost of housing.

Lending under the youth program is carried out alternately according to the date of submission of applications-questionnaires from citizens. Information about the place of a citizen in the queue and about the movement of the queue is posted on the websites of the regional departments of Derzhmolodzhitla in the corresponding section of the "

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How can I register for the program.

Young people can enroll in the program:.

online - through the websites of the regional offices of the Fund;

in person - in the regional branches of Derzhmolodzhitla.

What objects can be borrowed under the program.

Young people can get a loan for:.

housing built no more than 50 or renovated no more than 35 years ago;

housing under construction.

The choice of the object of lending is free - the family independently searches for housing, which they plan to purchase on credit.

It should be noted that a youth loan is provided for the construction or purchase of housing throughout Ukraine, regardless of the place of submission and registration of the application form by the candidate.

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Exception - the object of lending cannot be located on the territory included in the List of territories approved by the Ministry of Reintegration in which hostilities are (were) conducted or temporarily occupied by Russia.

The area of \u200b\u200bhousing for which a loan can be obtained is 52.5 sq.. m for a single citizen of Ukraine or a family of two and 21 sq.. m for each subsequent family member.

Earlier we wrote that loans for the population fell in price in Ukraine. The change in interest rates on loans occurs against the backdrop of a reduction in the loan portfolio of banks.