Found a reliable way to increase retirement

27 March 2018, 17:16 | Economy 
фото с YTPO.ru

The Cabinet of Ministers of the Russian Federation will return to its old idea - the introduction of the system of individual pension capital (IPC). Such a reform will help to significantly increase the average size of payments to elderly citizens. The head of the Ministry of Finance told about the advantages of the new system at the final collegium of the department. "To increase the growth rate of the economy, it is necessary to form an investment resource. It is through the financial system that it is possible to do this ... Due to the PKI, the size of the pension can be increased by 10-20 percentage points from the salary, and the additional investment resource in the economy will be replenished by 1.5% of GDP. Beneficial to all, "- said Siluanov. According to the minister, the financial system needs an inflow of funds. Today, money comes to it mainly through bank deposits. The task is to attract "long money" to the financial system,. "This problem can be solved by creating a reliable system of pension savings based on the accumulative pension plan of the PKI and the development of life insurance instruments," the official of the "Finmarket". Siluanov believes that the money transferred to the management of non-state funds is completely safe. At present, Russia has implemented a "perfect system for supervising NPFs and a guarantee mechanism for the safety of investments," the minister recalled.. The PKI concept in 2016. The Ministry of Finance of the Russian Federation and the Central Bank. In accordance with it, the individual pension capital will be formed at the expense of voluntary contributions of citizens to non-state pension funds (NPF). Money will be written off from wages. The amount of deductions will gradually increase until it reaches 6%. The authorities promise that the new system will not be subjected to "frosts", as it is planned to make savings the property of citizens. It is assumed that the old funded pension system will be dismantled and completely transferred to the IPC program. Possible introduction of the IPC system is accompanied by heated debates. The main stumbling block is the mechanism for writing off funds. The Ministry of Finance and the Bank of Russia offer to make the writing off automatic - otherwise the whole idea will lose its meaning. The participation of natural persons should be quasi-voluntary: if a person does not want to make contributions to the PKI system, he will have to write an appropriate application, the authors of the initiative. Opponents of reform from the social bloc of the government insist that citizens have the right to independently dispose of their wages and savings. The idea of ??IPK is not popular in society. Therefore, the introduction of the new system was postponed several times. Initially, it was planned to put it into effect on January 1, 2019. However, at the end of last year the government froze the discussion, and the head of the Pension Fund of the Russian Federation Anton Drozdov announced that officials will return to the discussion on this topic after the presidential elections.

Источник: YTPO.ru