Russian pensioners will not have a normal future for a long time yet. The state pension does not survive, and citizens themselves think about the financial "airbag" too late and do not have time to make savings. However, the majority and save money with nothing.

The average size of old-age pensions in June 2017. Was 12.9 thousand. Rubles, according to Rosstat. Taking into account inflation, this is 0.2% less than the pensioners received a year ago. And it will only get worse, predicts "Newspaper. RU". In the country the disparity between the number of working citizens and pensioners, which are kept at the expense of their insurance contributions. If in 2007 the. One elderly person accounted for two workers, then by 2019. The ratio will reach 1.59%.

The blame for this, of course, is the demographic hole in which Russia collapsed in the early 1990s. Rosstat informs: by 2016. In the country there were 12.4 million people aged 25-29 years, 8.4 million at the age of 20-24 years and only 6.7 million 15-19 year olds. Positive dynamics are observed only with the generation of 10-14 year olds. In general, it is easy to understand that in the coming decades, there will be simply nobody to pay taxes on the maintenance of the elderly.

At the same time, to change the system and force citizens to save themselves for old age, as is customary, for example, in Europe, in present-day Russia it will not work. The fact is that Russians are beginning to lose in their wages for another 10 years before they quit retirement. And if in the developed countries the greatest incomes for people are 45-59 years, then we have a salary peak for citizens of 25-44 years. After 45 salaries are reduced, and in general work is more difficult to find.

But who will postpone the old age of 30-40 years? Moreover, at this time the majority of children grow up, who need to grow, learn, provide shelter. That is, current expenditure is consumed by all. And when life seems to have settled and it is possible to make savings - there is nothing to save. And in the coming decades the situation will not change, experts believe..