Protection cards on Selfi: banks in the Urals will introduce new security measures

25 July 2017, 15:20 | Economy 
фото с JustMedia

In the modern world, the most difficult thing is to protect the information, the more so tempting as a bank account, therefore the largest Russian banks plan to introduce identification by photo for users of plastic cards.

This was reported to Izvestia in the largest credit organizations - Sberbank, VTB24, SMP Bank and Rosbank. Binbank, Citibank and Ak Bars are also considering the possibility of launching such a system. According to bankers, the innovation will allow for remote verification of citizens in any transactions - from applying for a loan to working with current accounts.

"The essence of the mechanism is simple. The client by e-mail, through the Internet bank or other remote communication channels gives the credit organization a photo of the passport and selfi. After that, the bank checks the images for compliance on their own or an interbank database through the credit bureau. The innovation will allow credit organizations to reduce risks with remote maintenance - for example, when opening customer accounts and making decisions on the issuance of loans. At the same time, citizens will not have to come to the department once again ".

In the Urals region, banks also plan similar innovations. However, the exact timing of the introduction of new items are not yet called.

"Independent international tests and our own research have shown a high accuracy of biometrics in the face. Biometrics is math, so it must be used wisely, correctly weighing the risks. That's why we are building an integrated system where different kinds of biometrics are used in combination and in conjunction with traditional methods that allows us to achieve high reliability and safety indicators by selecting the appropriate level of protection for each specific operation. International experience in the use of biometrics in the banking sector has already shown impressive results, so we also plan to introduce these innovations, "JustMedia reported.. Ru in the press service of the Ural Bank of Sberbank.

The financial institution also noted that this summer a pilot project of the bank was launched where facial biometrics is used instead of a plastic card for performing transactions in one of the ATMs.

"In the future, biometrics will be used in all available for this technology service channels for most operations requiring enhanced authentication. At the same time, as it was said before, a person will be only one of many components of an integrated system. The introduction of technology will become possible after the launch of the National Biometric Platform, which will begin testing in late July 2017. It is on its basis that the collection of bank customers' data necessary for verification will be established, "Sberbank.

Источник: JustMedia